Educational only: Work and pay decision support, not tax, legal, financial or career advice.
Privacy: No account is required. Tool inputs and results stay in this browser. Anonymous categorical usage analytics send only governed page, tool, cluster and action identifiers; tool inputs and results are never sent. Error monitoring is disabled. Optional saved state stays only on this device.
Update policy: Reviewed when formulas or official dependencies change.
Scope: Market-neutral work and pay planning using your own assumptions.
What this calculator helps you decide
Best for
Comparing leave buy cost with sale proceeds under entered arrangement terms.
Outputs
Leave value, buy cost, gross and net sale proceeds, and their spread.
Start here
Enter salary, workdays, leave days and the exact buy and sell factors.
- Close-intent boundary
- Do not use this to value paid leave without buy or sell terms; use Paid Time Off Value Calculator.
Plan schedules, care and career breaks
Leave Buy or Sell: leave value
Leave value, buy cost, gross and net sale proceeds, and their spread.
Leave buy and sell assumptions
Enter the days and the buy, sell and deduction terms from your own arrangement.
Your numbers stay in this browser
Annual gross salary used to calculate a daily rate.
Whole workdays used for the daily-rate denominator.
Leave days being bought or sold.
Your entered multiplier applied to gross sale proceeds.
Buy, sell and deduction factorsOpen the assumptions you are less likely to change on every comparison.
Your entered multiplier applied when buying leave.
Your entered deduction assumption as a decimal share.
Calculated result
Straight-time value, buy cost and gross and net sale proceeds remain visible.
Use one currency consistently across all inputs.
PDF and CSV exports stay on this device. Clean page links contain no inputs.
Scenario comparison
Each row names the assumption axis changed from the baseline.
ScenarioResultDifference
Entered scenario450.00Baseline
Leave days: 5.5495.0045.00
Save these results, change an input, then compare the updated figures with this baseline.
The baseline is temporary in this tab and is not added to shared scenario links or generated reports.
Calculation details
View calculation detailsView the formulas and inputs used for these results.
Buy cost minus net sale proceeds
Buy versus sell spread
buyVsSellSpread = buyCost − sellNetProceeds450.00 currency unitsResult450.00 currency units
Entered buy cost less sale proceeds after the entered deduction rate. Displayed using the engine-rounded value.
Buy cost minus net sale proceeds formula →Straight-time leave value
Leave value
leaveValue = annualSalary ÷ workDaysPerYear × leaveDays1,250.00 currency unitsResult1,250.00 currency units
Daily gross salary rate times entered leave days. Displayed using the engine-rounded value.
Straight-time leave value formula →Leave buy cost
Buy cost
buyCost = leaveValue × buyMultiplier1,250.00 currency unitsResult1,250.00 currency units
Straight-time leave value times the entered buy multiplier. Displayed using the engine-rounded value.
Leave buy cost formula →Gross sale proceeds
Gross sale proceeds
sellGrossProceeds = leaveValue × sellMultiplier1,000.00 currency unitsResult1,000.00 currency units
Straight-time leave value times the entered sell multiplier. Displayed using the engine-rounded value.
Gross sale proceeds formula →Net sale proceeds
Net sale proceeds
sellNetProceeds = sellGrossProceeds × (1 − sellDeductionRate)800.00 currency unitsResult800.00 currency units
Gross sale proceeds after the entered deduction rate. Displayed using the engine-rounded value.
Net sale proceeds formula →Inputs used
- Annual salary
- 65,000.00 currency units
- Workdays per year
- 260
- Leave days
- 5
- Buy multiplier
- 1
- Sell multiplier
- 0.8
- Sell deduction rate
- 0.2
Open this calculator with preset values
This calculator supports documented, shareable scenario URLs. Compatible assistants and applications can construct links using the parameters below.
Scenario values are visible in the URL, calculations run in the browser, and optional saved state stays only on this device. Anyone you share the URL with can read those numbers, so do not include private or identifying data.
| Parameter | Meaning | Unit | Allowed values | Presence | Default |
|---|---|---|---|---|---|
| annualSalary | Annual gross salary used to calculate a daily rate. | currency units/year | 0 to 100000000 | Required | 65000 |
| workDaysPerYear | Whole workdays used for the daily-rate denominator. | days/year | 1 to 366 | Required | 260 |
| leaveDays | Leave days being bought or sold. | days | 0 to 366 | Required | 5 |
| buyMultiplier | Your entered multiplier applied when buying leave. | multiplier | 0 to 10 | Required | 1 |
| sellMultiplier | Your entered multiplier applied to gross sale proceeds. | multiplier | 0 to 10 | Required | 0.8 |
| sellDeductionRate | Your entered deduction assumption as a decimal share. | share of gross proceeds | 0 to 1 | Required | 0.2 |
Leave Buy or Sell: leave value
Compare cash amounts while keeping the personal value of leave separate.
Formula summary
- Primary formula
- buyVsSellSpread = buyCost − sellNetProceeds
Data used here
- The estimate uses your inputs and the work-value formula documented in the methodology.
Decision checks
Act on the result
Confirm buy, sell and deduction terms with the actual arrangement.
Stress-test the decision
Retest leave days and the sell factor.
When this estimate can be misleading
- No statutory leave, employer eligibility, payroll or tax rule is applied.
- Cash value does not measure the personal value of time off.
- The tool does not say whether buying or selling is permitted.
- Compare cash amounts while keeping the personal value of leave separate.
Educational estimate, not advice. See all assumptions & limitations →
Related reading
Use these practical guides to interpret the decision and its assumptions.
- How to use the Leave Buy or Sell calculator
Estimate leave values from user-entered arrangement terms without applying employer, payroll or statutory rules.
Read guide
Frequently asked questions
How do leave buy cost and net sale proceeds compare under my entered terms?
Confirm buy, sell and deduction terms with the actual arrangement.
Does this calculate tax or take-home pay?
No. It uses the gross, pre-tax assumptions you enter and applies no local tax, payroll or employment rule.
Which official source and period does this use?
This market-neutral tool does not use an official local policy rule.
Can I share or save a scenario?
Tool inputs and results stay in this browser. Anonymous categorical usage analytics send only governed page, tool, cluster and action identifiers; tool inputs and results are never sent. Error monitoring is disabled. Optional saved state stays only on this device.
What should stay consistent when I compare the options?
Keep the time basis, units and included costs consistent across options, then verify the assumptions that create the largest difference.